Create a group, log expenses as they happen, and let Ledger work out exactly who owes who โ down to the last rupee.
Built for the messy reality of splitting costs with real people โ not just even three-way splits.
Equal, by percentage, or exact amounts per person โ whichever fits how the cost actually broke down.
Log an expense in a different currency and it converts to the group's currency using a live rate.
Rent, wifi, subscriptions โ mark them once and get a monthly nudge to log the next one.
Ledger works out the fewest payments needed to clear every debt, then lets you mark them paid.
Pay a debt straight through your UPI app, or send a friendly WhatsApp reminder to whoever owes you.
Your phone number and a PIN โ no account walls, no ads, your data stays in your group.
Name it, pick a currency, invite friends with a 6-character code.
Add what was paid, by whom, and how to split it โ as you go.
Ledger tells you exactly who pays who, and how much.
A quick look at the three screens you'll actually use.
Most group expenses fall apart at the "who owes what" step โ not because the math is hard, but because nobody wants to be the one chasing it. Ledger keeps a running, shared record so the numbers speak instead of a person having to.
It's built for the everyday cases: a trip with friends, a flatshare, a recurring bill split three ways โ not enterprise expense reports.
Short, practical reads on the money side of group trips and shared living.
The conversation about who owes what is easier when you never have to have it out loud.
Splitting a dinner bill isn't the same problem as splitting a grocery run. Here's how to pick.
A short, low-drama script for closing the loop on money that's owed.
Add Ledger to your phone so it opens like an app.