Split bills with friends.
Skip the awkward part.

Create a group, log expenses as they happen, and let Ledger work out exactly who owes who โ€” down to the last rupee.

Open the App
Works right in your browser โ€” no app store needed.
What it does

Everything a group trip or flatshare needs

Built for the messy reality of splitting costs with real people โ€” not just even three-way splits.

๐Ÿงพ

Flexible splits

Equal, by percentage, or exact amounts per person โ€” whichever fits how the cost actually broke down.

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Multi-currency

Log an expense in a different currency and it converts to the group's currency using a live rate.

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Recurring expenses

Rent, wifi, subscriptions โ€” mark them once and get a monthly nudge to log the next one.

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One-tap settle-up

Ledger works out the fewest payments needed to clear every debt, then lets you mark them paid.

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UPI & WhatsApp

Pay a debt straight through your UPI app, or send a friendly WhatsApp reminder to whoever owes you.

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Simple, private login

Your phone number and a PIN โ€” no account walls, no ads, your data stays in your group.

How it works

Three steps, no spreadsheet

1

Create a group

Name it, pick a currency, invite friends with a 6-character code.

2

Log expenses

Add what was paid, by whom, and how to split it โ€” as you go.

3

Settle up

Ledger tells you exactly who pays who, and how much.

See it in action

What it looks like day to day

A quick look at the three screens you'll actually use.

โ‚น450
You owe
โ‚น1,200
You'll get
โœˆ๏ธ Goa Trip
4 members ยท you get โ‚น800
๐Ÿ  Flatshare
3 members ยท you owe โ‚น450
๐Ÿ• Friday Club
5 members ยท settled up
Home โ€” all your groups
โ‚น8,240
Total spent
14
Expenses
Priyaโ‚น3,100
Rahulโ‚น2,400
Aishaโ‚น1,740
๐Ÿ” Wifi bill
Paid by Rahul ยท โ‚น999
Expenses โ€” spend by member
Yougets โ‚น800
Rahulowes โ‚น500
Aishaowes โ‚น300
Rahul โ†’ You โ‚น500
Aisha โ†’ You โ‚น300
Settle up โ€” fewest payments needed
About

Why Ledger exists

Most group expenses fall apart at the "who owes what" step โ€” not because the math is hard, but because nobody wants to be the one chasing it. Ledger keeps a running, shared record so the numbers speak instead of a person having to.

It's built for the everyday cases: a trip with friends, a flatshare, a recurring bill split three ways โ€” not enterprise expense reports.

Get in touch

Questions, feedback, or a data request?

youremail@yourdomain.com
From the blog

Tips on splitting costs (and staying friends)

Short, practical reads on the money side of group trips and shared living.